Why can’t I save any money?
I’ve found over the years showing your true colors and being painfully blunt usually isn’t the best strategy. People either lock up defensively when you come at them with the raw truth, or the honest reality is too painful to hear that they create and hold on to illusions rather than face the truth. It’s easier for myself, and generally more effective to get the point across to sugarcoat truths and tailor the message for the audience.
Sometimes though, tough love is the best remedy.
What is a TFSA and RRSP?
They say there are only two things guaranteed in this life; Death & Taxes. The older I get the more truth I see in that little pessimistic jingle. I’ve always been one to question the standard. Because what if there’s a better or more efficient way of going about things.
You can’t avoid death, you can ward it off a bit longer and make the journey towards it more enjoyable by eating healthy, practicing discipline and making positive life decisions.
As for taxes, you may not be able to completely avoid or ward them off either, but you can certainly make strategic moves to reduce the amount you pay.